See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 9-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $17,516 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,456 | $72,404-26.2% | $110,238-51.5% | $64,186-16.7% |
| Participation rate | 66.3% | 73.3%-7.0pp | 79.8%-13.5pp | 69.6%-3.3pp |
| Annual return | 0.55% | -6.29%+6.8pp | 314.74%-314.2pp | 7.63%-7.1pp |
| Employer contribution / active EE | $1,534 | $2,282-32.8% | $3,826-59.9% | $2,381-35.6% |
| Participant deferral / active EE | $940 | $3,469-72.9% | $4,672-79.9% | $3,470-72.9% |
| Admin fee / account holder | $339 | $5,664-94.0% | $8,547-96.0% | $4,888-93.1% |