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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,649 | $112,933-64.0% | $90,970-55.3% | $158,982-74.4% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 11.82% | 215.82%-204.0pp | 134.60%-122.8pp | 302.99%-291.2pp |
| Employer contribution / active EE | $7,120 | $2,893+146.1% | $2,122+235.6% | $4,763+49.5% |
| Participant deferral / active EE | $7,180 | $4,128+73.9% | $3,373+112.9% | $5,983+20.0% |
| Admin fee / account holder | $445 | $8,047-94.5% | $5,961-92.5% | $11,252-96.0% |