Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY9 years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 26 · EIN 20-8764829 | Advisory (Participants) | $91,614 |
FIDELITY INVESTMENTS INSTITUTIONAL11+ years Service code 37 · EIN 04-2647786 | Loan Processing | $71,351 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Form 5500 reported that benefits due were not provided when due.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,356 | $116,081-46.3% | $156,181-60.1% | $79,634-21.7% |
| Participation rate | 70.8% | 75.6%-4.8pp | 78.8%-8.1pp | 62.5%+8.3pp |
| Annual return | 12.01% | 15.89%-3.9pp | 64.87%-52.9pp | 36.46%-24.4pp |
| Employer contribution / active EE | $426 | $2,828-84.9% | $4,294-90.1% | $2,529-83.1% |
| Participant deferral / active EE | $3,056 | $4,584-33.3% | $6,132-50.2% | $3,835-20.3% |
| Admin fee / account holder | $327 | $854-61.7% | $14,586-97.8% | $1,002-67.3% |