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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,421 | $103,393-20.3% | $87,103-5.4% | $152,909-46.1% |
| Participation rate | 63.6% | 79.4%-15.7pp | 76.9%-13.2pp | 82.5%-18.8pp |
| Annual return | 8.70% | 28.10%-19.4pp | 28.19%-19.5pp | 345.46%-336.8pp |
| Employer contribution / active EE | $1,989 | $3,221-38.3% | $2,521-21.1% | $4,764-58.2% |
| Participant deferral / active EE | $5,253 | $4,778+9.9% | $4,049+29.8% | $5,851-10.2% |
| Admin fee / account holder | $9 | $12,195-99.9% | $7,491-99.9% | $11,601-99.9% |