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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,075 | $56,116-67.8% | $135,768-86.7% | $86,983-79.2% |
| Participation rate | 72.4% | 60.1%+12.3pp | 71.1%+1.3pp | 69.5%+2.9pp |
| Annual return | 11.07% | 125.33%-114.3pp | 526.10%-515.0pp | 25.83%-14.8pp |
| Employer contribution / active EE | $0 | $1,528-100.0% | $3,394-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $2,447 | $2,690-9.0% | $3,977-38.5% | $4,194-41.7% |
| Admin fee / account holder | $5,765 | $4,314+33.6% | $7,048-18.2% | $7,856-26.6% |