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| Provider | Service type | Compensation |
|---|---|---|
SUNWEST PENSIONS2+ years Service code 14 · EIN 86-0922116 | Plan Administrator | $21,011 |
Filed as: TRANSAMERICA FIN LIFE INS COMPANY Service code 15 · EIN 36-6071399 | Recordkeeping | $15,477 |
AMERICAN FUNDS2+ years Filed as: CATALINA CAPITAL GROUP LLC Service code 27 · EIN 47-1400485 | Advisory (Plan) | $9,284 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,637 | $47,766+60.4% | $82,763-7.4% | $64,824+18.2% |
| Participation rate | 36.4% | 67.7%-31.3pp | 72.6%-36.2pp | 71.5%-35.1pp |
| Annual return | -3.24% | -13.06%+9.8pp | 702.45%-705.7pp | 32.84%-36.1pp |
| Employer contribution / active EE | $824 | $2,182-62.2% | $3,008-72.6% | $2,507-67.1% |
| Participant deferral / active EE | $1,387 | $3,332-58.4% | $4,395-68.4% | $4,311-67.8% |
| Admin fee / account holder | $268 | $143+87.1% | $5,325-95.0% | $188+42.4% |