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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,223 | $24,811+565.9% | $69,701+137.0% | $74,546+121.6% |
| Participation rate | 48.5% | 63.5%-15.0pp | 66.4%-17.9pp | 67.2%-18.7pp |
| Annual return | 17.00% | 18.53%-1.5pp | 100.32%-83.3pp | 1366.03%-1349.0pp |
| Employer contribution / active EE | $590 | $1,003-41.1% | $1,713-65.5% | $2,624-77.5% |
| Participant deferral / active EE | $2,484 | $1,904+30.4% | $2,887-14.0% | $4,347-42.9% |
| Admin fee / account holder | $45,414 | $1,898+2292.8% | $4,717+862.9% | $1,944+2236.6% |