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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,223 | $24,891+563.8% | $69,632+137.3% | $74,478+121.8% |
| Participation rate | 48.5% | 63.4%-14.9pp | 66.4%-17.9pp | 67.2%-18.7pp |
| Annual return | 17.00% | 18.53%-1.5pp | 101.32%-84.3pp | 1370.56%-1353.6pp |
| Employer contribution / active EE | $590 | $1,005-41.3% | $1,708-65.4% | $2,626-77.5% |
| Participant deferral / active EE | $2,484 | $1,908+30.2% | $2,889-14.0% | $4,350-42.9% |
| Admin fee / account holder | $45,414 | $1,904+2284.7% | $4,695+867.2% | $1,946+2233.9% |