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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,988 | $78,027-41.1% | $178,528-74.2% | $80,925-43.2% |
| Participation rate | 91.1% | 65.7%+25.4pp | 77.1%+14.0pp | 67.7%+23.5pp |
| Annual return | 9.42% | 18.09%-8.7pp | 27.11%-17.7pp | 35.65%-26.2pp |
| Employer contribution / active EE | $1,362 | $2,281-40.3% | $3,950-65.5% | $2,756-50.6% |
| Participant deferral / active EE | $5,756 | $4,408+30.6% | $6,278-8.3% | $4,299+33.9% |
| Admin fee / account holder | $2,885 | $7,168-59.7% | $10,419-72.3% | $6,940-58.4% |