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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,469 | $103,038-28.7% | $90,324-18.7% | $152,909-52.0% |
| Participation rate | 52.6% | 75.9%-23.2pp | 73.3%-20.6pp | 82.5%-29.8pp |
| Annual return | 17.56% | 95.25%-77.7pp | 78.15%-60.6pp | 345.46%-327.9pp |
| Employer contribution / active EE | $4,579 | $3,141+45.8% | $2,856+60.3% | $4,764-3.9% |
| Participant deferral / active EE | $1,827 | $4,282-57.3% | $3,885-53.0% | $5,851-68.8% |
| Admin fee / account holder | $15,036 | $6,177+143.4% | $5,356+180.8% | $11,601+29.6% |