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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $542,258 | $102,595+428.5% | $94,057+476.5% | $154,746+250.4% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 7.49% | 583.42%-575.9pp | 480.62%-473.1pp | 172.34%-164.8pp |
| Employer contribution / active EE | $17,542 | $3,147+457.4% | $2,933+498.1% | $4,379+300.6% |
| Participant deferral / active EE | $2,929 | $5,118-42.8% | $4,709-37.8% | $6,730-56.5% |
| Admin fee / account holder | $9,861 | $7,736+27.5% | $7,244+36.1% | $14,365-31.4% |