Filed March 29, 2011
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 | Recordkeeping | $0 |
Filed as: WILSHIRE ASSOCIATES Service code 26 · EIN 95-2755361 | Advisory (Participants) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,024 | $61,052-29.5% | $142,863-69.9% | $79,386-45.8% |
| Participation rate | 66.7% | 60.1%+6.6pp | 71.9%-5.3pp | 70.7%-4.0pp |
| Annual return | 12.26% | 16.02%-3.8pp | 5637.54%-5625.3pp | 116.85%-104.6pp |
| Employer contribution / active EE | $819 | $1,481-44.7% | $4,144-80.2% | $2,427-66.3% |
| Participant deferral / active EE | $2,314 | $2,879-19.6% | $3,837-39.7% | $4,046-42.8% |
| Admin fee / account holder | $301 | $659-54.3% | $6,560-95.4% | $626-51.9% |