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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,526 | $81,208+46.0% | $98,920+19.8% | $79,856+48.4% |
| Participation rate | 88.9% | 72.5%+16.4pp | 76.0%+12.9pp | 69.6%+19.2pp |
| Annual return | 9.45% | 60.99%-51.5pp | 196.47%-187.0pp | 31.71%-22.3pp |
| Employer contribution / active EE | $1,130 | $1,960-42.4% | $2,689-58.0% | $2,471-54.3% |
| Participant deferral / active EE | $3,817 | $3,265+16.9% | $4,245-10.1% | $3,741+2.1% |
| Admin fee / account holder | $36,879 | $6,013+513.3% | $6,643+455.2% | $5,306+595.0% |