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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,257 | $97,125-8.1% | $86,233+3.5% | $137,256-35.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 3.38% | 74.19%-70.8pp | 61.39%-58.0pp | 220.34%-217.0pp |
| Employer contribution / active EE | $12,373 | $2,841+335.5% | $2,504+394.1% | $4,156+197.7% |
| Participant deferral / active EE | $5,028 | $5,180-2.9% | $4,559+10.3% | $6,407-21.5% |
| Admin fee / account holder | $61,626 | $9,725+533.7% | $8,342+638.7% | $12,270+402.2% |