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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,882 | $96,678-79.4% | $86,640-77.1% | $139,466-85.7% |
| Participation rate | 11.1% | 74.4%-63.3pp | 71.7%-60.6pp | 80.3%-69.2pp |
| Annual return | 23.62% | 106.69%-83.1pp | 592.52%-568.9pp | 373.66%-350.0pp |
| Employer contribution / active EE | $0 | $3,265-100.0% | $3,024-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $1,342 | $4,837-72.3% | $4,438-69.8% | $6,712-80.0% |
| Admin fee / account holder | $46 | $6,410-99.3% | $5,616-99.2% | $11,409-99.6% |