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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,099 | $84,236+314.4% | $170,435+104.8% | $70,126+397.8% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 26.03% | 23.06%+3.0pp | 205.94%-179.9pp | 73.15%-47.1pp |
| Employer contribution / active EE | $5,298 | $3,387+56.4% | $5,432-2.5% | $2,343+126.2% |
| Participant deferral / active EE | $3,319 | $3,086+7.6% | $4,939-32.8% | $3,332-0.4% |
| Admin fee / account holder | $15,381 | $5,698+169.9% | $13,881+10.8% | $4,645+231.1% |