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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,570 | $158,852-40.5% | $121,220-22.0% | $135,380-30.1% |
| Participation rate | 100.0% | 79.3%+20.7pp | 71.8%+28.2pp | 82.6%+17.4pp |
| Annual return | -12.33% | -0.64%-11.7pp | 16.94%-29.3pp | 519.81%-532.1pp |
| Employer contribution / active EE | $4,487 | $5,666-20.8% | $4,023+11.6% | $4,779-6.1% |
| Participant deferral / active EE | $8,000 | $4,006+99.7% | $3,345+139.2% | $5,609+42.6% |
| Admin fee / account holder | $7,625 | $6,515+17.0% | $5,021+51.9% | $10,828-29.6% |