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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,628 | $234,190+16.0% | $180,320+50.6% | $198,609+36.8% |
| Participation rate | 100.0% | 77.1%+22.9pp | 71.5%+28.5pp | 82.4%+17.6pp |
| Annual return | 10.17% | 1057.44%-1047.3pp | 778.54%-768.4pp | 202.70%-192.5pp |
| Employer contribution / active EE | $6,828 | $5,258+29.9% | $4,108+66.2% | $5,055+35.1% |
| Participant deferral / active EE | $8,000 | $4,988+60.4% | $4,304+85.9% | $6,977+14.7% |
| Admin fee / account holder | $12,687 | $12,558+1.0% | $10,000+26.9% | $19,030-33.3% |