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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,528 | $152,592-94.4% | $125,180-93.2% | $152,885-94.4% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 1.99% | 54.84%-52.8pp | 43.79%-41.8pp | 345.39%-343.4pp |
| Employer contribution / active EE | $3,281 | $4,947-33.7% | $3,866-15.1% | $4,763-31.1% |
| Participant deferral / active EE | $6,093 | $5,868+3.8% | $4,937+23.4% | $5,851+4.1% |
| Admin fee / account holder | $13,621 | $13,435+1.4% | $9,703+40.4% | $11,598+17.4% |