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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,038 | $127,387-87.4% | $115,038-86.1% | $125,389-87.2% |
| Participation rate | 84.6% | 84.2%+0.5pp | 81.4%+3.2pp | 83.2%+1.4pp |
| Annual return | -2.56% | 31.28%-33.8pp | 26.14%-28.7pp | 282.24%-284.8pp |
| Employer contribution / active EE | $1,276 | $5,166-75.3% | $4,608-72.3% | $4,866-73.8% |
| Participant deferral / active EE | $2,309 | $6,423-64.1% | $6,026-61.7% | $5,352-56.9% |
| Admin fee / account holder | $1,813 | $9,516-80.9% | $8,175-77.8% | $9,541-81.0% |