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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,416 | $107,809-88.5% | $97,032-87.2% | $155,188-92.0% |
| Participation rate | 100.0% | 75.5%+24.5pp | 71.6%+28.4pp | 80.8%+19.2pp |
| Annual return | 5.66% | 38.06%-32.4pp | 35.38%-29.7pp | 148.84%-143.2pp |
| Employer contribution / active EE | $1,460 | $2,911-49.8% | $2,629-44.5% | $4,248-65.6% |
| Participant deferral / active EE | $3,044 | $5,129-40.7% | $4,672-34.8% | $6,531-53.4% |
| Admin fee / account holder | $478 | $10,717-95.5% | $9,418-94.9% | $14,480-96.7% |