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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,270 | $90,606-36.8% | $79,466-27.9% | $135,379-57.7% |
| Participation rate | 64.3% | 76.0%-11.8pp | 73.3%-9.1pp | 82.6%-18.4pp |
| Annual return | 1.47% | 977.69%-976.2pp | 718.28%-716.8pp | 519.79%-518.3pp |
| Employer contribution / active EE | $3,961 | $3,068+29.1% | $2,800+41.5% | $4,779-17.1% |
| Participant deferral / active EE | $6,563 | $4,050+62.0% | $3,704+77.2% | $5,609+17.0% |
| Admin fee / account holder | $517 | $5,895-91.2% | $5,104-89.9% | $10,828-95.2% |