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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,193 | $46,697-28.9% | $117,529-71.8% | $68,490-51.5% |
| Participation rate | 95.8% | 56.8%+39.1pp | 70.6%+25.2pp | 67.9%+27.9pp |
| Annual return | -16.11% | -14.52%-1.6pp | 29.77%-45.9pp | -7.85%-8.3pp |
| Employer contribution / active EE | $4,033 | $1,506+167.9% | $4,179-3.5% | $2,597+55.3% |
| Participant deferral / active EE | $4,063 | $2,637+54.1% | $4,072-0.2% | $4,028+0.9% |
| Admin fee / account holder | $3,476 | $4,023-13.6% | $5,645-38.4% | $5,403-35.7% |