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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,946 | $60,349-52.0% | $74,184-61.0% | $62,881-54.0% |
| Participation rate | 66.7% | 72.7%-6.1pp | 76.6%-10.0pp | 69.3%-2.6pp |
| Annual return | 8.09% | 21.38%-13.3pp | 17.74%-9.6pp | 20.14%-12.1pp |
| Employer contribution / active EE | $859 | $1,680-48.9% | $2,370-63.8% | $2,281-62.3% |
| Participant deferral / active EE | $2,923 | $2,856+2.4% | $3,550-17.6% | $3,203-8.7% |
| Admin fee / account holder | $397 | $4,261-90.7% | $5,586-92.9% | $4,296-90.7% |