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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,212 | $86,940-51.4% | $102,434-58.8% | $80,935-47.8% |
| Participation rate | 82.0% | 72.4%+9.6pp | 76.5%+5.5pp | 67.7%+14.3pp |
| Annual return | 12.11% | 18.89%-6.8pp | 29.46%-17.3pp | 35.66%-23.5pp |
| Employer contribution / active EE | $2,287 | $2,370-3.5% | $3,023-24.4% | $2,757-17.0% |
| Participant deferral / active EE | $4,498 | $4,121+9.1% | $5,055-11.0% | $4,299+4.6% |
| Admin fee / account holder | $1,180 | $8,047-85.3% | $9,462-87.5% | $6,924-83.0% |