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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,194 | $96,508-90.5% | $75,901-87.9% | $152,897-94.0% |
| Participation rate | 78.9% | 76.2%+2.8pp | 69.3%+9.7pp | 82.5%-3.5pp |
| Annual return | 23.08% | 33.99%-10.9pp | 30.76%-7.7pp | 345.43%-322.4pp |
| Employer contribution / active EE | $851 | $3,310-74.3% | $2,501-66.0% | $4,764-82.1% |
| Participant deferral / active EE | $2,892 | $4,554-36.5% | $3,603-19.7% | $5,851-50.6% |
| Admin fee / account holder | $1,065 | $8,081-86.8% | $5,420-80.4% | $11,599-90.8% |