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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,511 | $133,981-43.6% | $112,249-32.7% | $134,532-43.9% |
| Participation rate | 40.0% | 78.6%-38.6pp | 75.1%-35.1pp | 81.2%-41.2pp |
| Annual return | -16.16% | 47.16%-63.3pp | 27.48%-43.6pp | 418.27%-434.4pp |
| Employer contribution / active EE | $919 | $4,040-77.3% | $3,636-74.7% | $4,741-80.6% |
| Participant deferral / active EE | $2,053 | $5,292-61.2% | $4,729-56.6% | $6,401-67.9% |
| Admin fee / account holder | $4 | $7,492-99.9% | $6,412-99.9% | $11,429-100.0% |