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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,344 | $131,835-73.9% | $108,582-68.4% | $273,972-87.5% |
| Participation rate | 64.3% | 83.5%-19.2pp | 79.6%-15.3pp | 83.0%-18.7pp |
| Annual return | 9.15% | -91.57%+100.7pp | -51.70%+60.8pp | 41.46%-32.3pp |
| Employer contribution / active EE | $1,333 | $4,913-72.9% | $3,758-64.5% | $4,869-72.6% |
| Participant deferral / active EE | $2,007 | $5,127-60.9% | $4,311-53.5% | $5,287-62.0% |
| Admin fee / account holder | $49 | $10,253-99.5% | $7,645-99.4% | $10,133-99.5% |