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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,744 | $199,109-48.9% | $173,730-41.4% | $154,746-34.3% |
| Participation rate | 66.7% | 82.8%-16.1pp | 79.6%-12.9pp | 80.7%-14.0pp |
| Annual return | 9.49% | 20.02%-10.5pp | 19.96%-10.5pp | 172.34%-162.8pp |
| Employer contribution / active EE | $2,136 | $5,311-59.8% | $4,577-53.3% | $4,379-51.2% |
| Participant deferral / active EE | $2,479 | $7,113-65.2% | $6,326-60.8% | $6,730-63.2% |
| Admin fee / account holder | $4 | $20,916-100.0% | $17,523-100.0% | $14,365-100.0% |