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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,839 | $98,766-69.8% | $149,730-80.1% | $79,852-62.6% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 7.73% | 27.43%-19.7pp | 276.70%-269.0pp | 31.72%-24.0pp |
| Employer contribution / active EE | $2,037 | $3,217-36.7% | $4,645-56.1% | $2,471-17.6% |
| Participant deferral / active EE | $3,206 | $5,681-43.6% | $6,843-53.1% | $3,740-14.3% |
| Admin fee / account holder | $2,603 | $6,052-57.0% | $9,310-72.0% | $5,306-50.9% |