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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,383 | $154,228-75.8% | $145,433-74.3% | $137,256-72.8% |
| Participation rate | 94.7% | 83.8%+10.9pp | 82.1%+12.6pp | 80.0%+14.8pp |
| Annual return | 8.89% | 74.59%-65.7pp | 66.58%-57.7pp | 220.34%-211.4pp |
| Employer contribution / active EE | $2,446 | $4,804-49.1% | $4,554-46.3% | $4,156-41.2% |
| Participant deferral / active EE | $3,397 | $8,216-58.7% | $7,897-57.0% | $6,407-47.0% |
| Admin fee / account holder | $12,897 | $14,344-10.1% | $13,129-1.8% | $12,270+5.1% |