Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,326 | $57,352-24.5% | $83,831-48.3% | $64,173-32.5% |
| Participation rate | 46.2% | 68.6%-22.5pp | 76.1%-30.0pp | 69.6%-23.4pp |
| Annual return | -5.36% | 11.38%-16.7pp | 850.99%-856.3pp | 7.63%-13.0pp |
| Employer contribution / active EE | $1,574 | $2,546-38.2% | $3,631-56.7% | $2,381-33.9% |
| Participant deferral / active EE | $3,113 | $2,993+4.0% | $4,082-23.7% | $3,470-10.3% |
| Admin fee / account holder | $8,781 | $4,046+117.0% | $5,479+60.3% | $4,887+79.7% |