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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,498 | $78,670-53.6% | $109,173-66.6% | $85,847-57.5% |
| Participation rate | 100.0% | 68.3%+31.7pp | 75.9%+24.1pp | 69.3%+30.7pp |
| Annual return | 9.86% | 25.09%-15.2pp | 25.75%-15.9pp | 318.61%-308.8pp |
| Employer contribution / active EE | $7,249 | $2,734+165.1% | $3,723+94.7% | $2,565+182.6% |
| Participant deferral / active EE | $421 | $3,467-87.9% | $4,654-90.9% | $3,952-89.3% |
| Admin fee / account holder | $13,523 | $5,469+147.2% | $6,755+100.2% | $6,261+116.0% |