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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,026 | $157,304+27.2% | $141,197+41.7% | $152,909+30.8% |
| Participation rate | 94.1% | 84.8%+9.3pp | 82.5%+11.6pp | 82.5%+11.7pp |
| Annual return | 15.38% | 64.34%-49.0pp | 71.41%-56.0pp | 345.46%-330.1pp |
| Employer contribution / active EE | $3,091 | $5,263-41.3% | $4,736-34.7% | $4,764-35.1% |
| Participant deferral / active EE | $11,710 | $7,111+64.7% | $6,710+74.5% | $5,851+100.1% |
| Admin fee / account holder | $980 | $12,126-91.9% | $10,265-90.5% | $11,601-91.6% |