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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,054 | $95,188-80.0% | $76,518-75.1% | $135,379-85.9% |
| Participation rate | 39.1% | 74.4%-35.3pp | 68.0%-28.9pp | 82.6%-43.5pp |
| Annual return | -12.39% | 4.85%-17.2pp | -0.27%-12.1pp | 519.79%-532.2pp |
| Employer contribution / active EE | $712 | $3,303-78.5% | $2,647-73.1% | $4,779-85.1% |
| Participant deferral / active EE | $1,104 | $4,640-76.2% | $3,836-71.2% | $5,609-80.3% |
| Admin fee / account holder | $241 | $6,249-96.1% | $4,849-95.0% | $10,828-97.8% |