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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,140 | $198,457-84.3% | $170,435-81.7% | $147,586-78.9% |
| Participation rate | 80.0% | 88.0%-8.0pp | 83.6%-3.6pp | 82.8%-2.8pp |
| Annual return | 22.44% | 257.30%-234.9pp | 205.94%-183.5pp | 578.59%-556.2pp |
| Employer contribution / active EE | $4,391 | $6,183-29.0% | $5,432-19.2% | $4,876-10.0% |
| Participant deferral / active EE | $5,557 | $5,629-1.3% | $4,939+12.5% | $5,439+2.2% |
| Admin fee / account holder | $389 | $16,852-97.7% | $13,881-97.2% | $10,886-96.4% |