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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,700 | $180,459-66.9% | $154,108-61.3% | $135,380-55.9% |
| Participation rate | 62.5% | 87.4%-24.9pp | 83.0%-20.5pp | 82.6%-20.1pp |
| Annual return | -10.47% | 888.21%-898.7pp | 735.21%-745.7pp | 519.81%-530.3pp |
| Employer contribution / active EE | $2,073 | $6,035-65.7% | $5,298-60.9% | $4,779-56.6% |
| Participant deferral / active EE | $3,278 | $5,806-43.6% | $5,081-35.5% | $5,609-41.6% |
| Admin fee / account holder | $116 | $16,145-99.3% | $13,411-99.1% | $10,828-98.9% |