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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $740,293 | $99,032+647.5% | $80,022+825.1% | $135,380+446.8% |
| Participation rate | 20.0% | 78.4%-58.4pp | 75.8%-55.8pp | 82.6%-62.6pp |
| Annual return | 11.51% | 15.39%-3.9pp | 11.22%+0.3pp | 519.81%-508.3pp |
| Employer contribution / active EE | $1,888 | $3,043-38.0% | $2,468-23.5% | $4,779-60.5% |
| Participant deferral / active EE | $4,900 | $4,282+14.4% | $3,686+32.9% | $5,609-12.6% |
| Admin fee / account holder | $617 | $10,436-94.1% | $6,521-90.5% | $10,828-94.3% |