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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,172 | $106,008-0.8% | $92,240+14.0% | $147,586-28.7% |
| Participation rate | 54.5% | 80.4%-25.9pp | 76.5%-21.9pp | 82.8%-28.3pp |
| Annual return | 18.00% | 50.05%-32.1pp | 176.29%-158.3pp | 578.59%-560.6pp |
| Employer contribution / active EE | $885 | $4,333-79.6% | $3,680-76.0% | $4,876-81.9% |
| Participant deferral / active EE | $4,947 | $4,478+10.5% | $3,897+26.9% | $5,439-9.0% |
| Admin fee / account holder | -$116 | $6,333-101.8% | $5,194-102.2% | $10,886-101.1% |