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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,522 | $209,422-87.8% | $178,503-85.7% | $158,982-83.9% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 13.25% | 188.81%-175.6pp | 151.12%-137.9pp | 302.99%-289.7pp |
| Employer contribution / active EE | $978 | $5,707-82.9% | $5,011-80.5% | $4,763-79.5% |
| Participant deferral / active EE | $6,853 | $5,955+15.1% | $5,202+31.7% | $5,983+14.5% |
| Admin fee / account holder | $12,441 | $17,079-27.2% | $13,987-11.1% | $11,252+10.6% |