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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,184 | $76,367+33.8% | $93,614+9.2% | $72,983+40.0% |
| Participation rate | 78.4% | 71.7%+6.6pp | 75.8%+2.5pp | 69.5%+8.9pp |
| Annual return | 17.03% | 25.82%-8.8pp | 32.76%-15.7pp | 81.01%-64.0pp |
| Employer contribution / active EE | $0 | $2,275-100.0% | $2,718-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $7,839 | $3,538+121.6% | $4,069+92.6% | $3,608+117.3% |
| Admin fee / account holder | $532 | $6,838-92.2% | $7,889-93.3% | $5,124-89.6% |