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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,544 | $99,345-70.3% | $84,753-65.1% | $273,972-89.2% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 5.68% | 22.93%-17.3pp | 22.78%-17.1pp | 41.46%-35.8pp |
| Employer contribution / active EE | $2,681 | $4,214-36.4% | $3,574-25.0% | $4,869-44.9% |
| Participant deferral / active EE | $1,092 | $4,270-74.4% | $3,712-70.6% | $5,287-79.4% |
| Admin fee / account holder | $7,977 | $6,645+20.0% | $5,333+49.6% | $10,133-21.3% |