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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,886 | $77,817+43.8% | $123,553-9.4% | $64,173+74.4% |
| Participation rate | 96.0% | 74.7%+21.3pp | 82.3%+13.7pp | 69.6%+26.4pp |
| Annual return | -8.32% | 12.49%-20.8pp | 119.21%-127.5pp | 7.63%-16.0pp |
| Employer contribution / active EE | $5,935 | $3,014+96.9% | $4,628+28.2% | $2,381+149.3% |
| Participant deferral / active EE | $9,966 | $5,240+90.2% | $6,426+55.1% | $3,470+187.2% |
| Admin fee / account holder | $2,342 | $5,519-57.6% | $9,284-74.8% | $4,887-52.1% |