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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,232 | $127,387+98.0% | $115,038+119.3% | $125,389+101.2% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -2.04% | 31.28%-33.3pp | 26.14%-28.2pp | 282.24%-284.3pp |
| Employer contribution / active EE | $569 | $5,166-89.0% | $4,608-87.6% | $4,866-88.3% |
| Participant deferral / active EE | $22,090 | $6,423+243.9% | $6,026+266.6% | $5,352+312.8% |
| Admin fee / account holder | $1,094 | $9,516-88.5% | $8,175-86.6% | $9,541-88.5% |