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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,753 | $150,447+30.1% | $136,298+43.6% | $147,586+32.6% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 13.06% | 1049.15%-1036.1pp | 5156.27%-5143.2pp | 578.59%-565.5pp |
| Employer contribution / active EE | $5,638 | $5,256+7.3% | $4,696+20.1% | $4,876+15.6% |
| Participant deferral / active EE | $11,331 | $6,631+70.9% | $6,247+81.4% | $5,439+108.3% |
| Admin fee / account holder | $15,230 | $10,906+39.6% | $9,244+64.8% | $10,886+39.9% |