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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,523 | $80,753-74.6% | $136,297-84.9% | $62,293-67.1% |
| Participation rate | 91.7% | 73.5%+18.1pp | 81.9%+9.7pp | 69.5%+22.2pp |
| Annual return | 20.56% | 35.83%-15.3pp | 5156.19%-5135.6pp | 28.90%-8.3pp |
| Employer contribution / active EE | $1,070 | $2,884-62.9% | $4,696-77.2% | $2,042-47.6% |
| Participant deferral / active EE | $4,080 | $5,164-21.0% | $6,247-34.7% | $3,169+28.8% |
| Admin fee / account holder | $83 | $525-84.2% | $9,244-99.1% | $479-82.7% |