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| Provider | Service type | Compensation |
|---|---|---|
Service code 55 · EIN 38-2722519 | Other Commissions | $20,785 |
Service code 37 · EIN 04-2647786 | Loan Processing | $263 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,298 | $84,493-31.0% | $125,381-53.5% | $66,938-12.9% |
| Participation rate | 94.1% | 76.4%+17.7pp | 82.4%+11.7pp | 69.8%+24.3pp |
| Annual return | -13.86% | -8.49%-5.4pp | 572.31%-586.2pp | 1.58%-15.4pp |
| Employer contribution / active EE | $1,566 | $3,554-55.9% | $4,815-67.5% | $2,545-38.5% |
| Participant deferral / active EE | $7,837 | $6,783+15.5% | $7,448+5.2% | $4,238+84.9% |
| Admin fee / account holder | $2 | $685-99.7% | $10,007-100.0% | $594-99.6% |