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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,153 | $148,623-73.7% | $135,974-71.2% | $139,466-71.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 16.57% | 79.30%-62.7pp | 68.30%-51.7pp | 373.66%-357.1pp |
| Employer contribution / active EE | $4,106 | $5,246-21.7% | $4,859-15.5% | $4,754-13.6% |
| Participant deferral / active EE | $8,052 | $8,103-0.6% | $7,760+3.8% | $6,712+20.0% |
| Admin fee / account holder | $3,523 | $12,406-71.6% | $10,767-67.3% | $11,409-69.1% |