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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,138 | $112,131-70.4% | $95,964-65.5% | $158,982-79.2% |
| Participation rate | 87.5% | 79.0%+8.5pp | 77.1%+10.4pp | 82.0%+5.5pp |
| Annual return | 31.94% | 171.19%-139.2pp | 91.64%-59.7pp | 302.99%-271.1pp |
| Employer contribution / active EE | $1,381 | $3,199-56.8% | $2,541-45.7% | $4,763-71.0% |
| Participant deferral / active EE | $5,210 | $4,784+8.9% | $4,167+25.0% | $5,983-12.9% |
| Admin fee / account holder | $1,361 | $10,136-86.6% | $6,797-80.0% | $11,252-87.9% |