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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,941 | $154,209-78.6% | $130,062-74.7% | $139,487-76.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 15.76% | 32.52%-16.8pp | -137.37%+153.1pp | 373.84%-358.1pp |
| Employer contribution / active EE | $2,305 | $5,292-56.5% | $4,322-46.7% | $4,755-51.5% |
| Participant deferral / active EE | $6,274 | $6,709-6.5% | $5,821+7.8% | $6,713-6.5% |
| Admin fee / account holder | $386 | $13,988-97.2% | $10,601-96.4% | $11,407-96.6% |