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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,836 | $102,595-89.4% | $94,057-88.5% | $154,746-93.0% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 19.75% | 583.42%-563.7pp | 480.62%-460.9pp | 172.34%-152.6pp |
| Employer contribution / active EE | $1,918 | $3,147-39.1% | $2,933-34.6% | $4,379-56.2% |
| Participant deferral / active EE | $2,640 | $5,118-48.4% | $4,709-43.9% | $6,730-60.8% |
| Admin fee / account holder | $439 | $7,736-94.3% | $7,244-93.9% | $14,365-96.9% |